Mortgage Overpayment vs Investing

Current mortgage balance

Remaining term

Current mortgage interest rate

Monthly overpayment planned

If invested, the rate expected per annum

Year	Without overpayment	With overpayment
	Total Interest paid	Total Interest paid

If you make overpayment towards the loan you will save $ 2,000 but if you invest overpayment instead of paying towards loan you will earn $3,000