In this episode of the Maven Money Personal Finance Podcast… Andy is joined by friend and giant of the industry, Pete Matthew. Together they discuss how to avoid the mess of your own making... 

Quick Preview of the Podcast:

• Combatting your own tendencies and biases

• Strategic thinking and the benefits of advice

• Managing your time and assets

• A few of Andy's famous rants! 

In this episode of the Maven Money Personal Finance Podcast… Andy returns to memory lane and revisits the highlights of the show so far this year.

This episode features the guests' highlights. Tune in for a recap of their great insights in Maven Money 2019.

In this episode of the Maven Money Personal Finance Podcast… Andy returns to memory lane and revisits the highlights of the show so far this year.

This episode features Andy's highlights. From Mexican fishermen to financial independence, tune in for a recap of Maven Money 2019.

In this episode of the Maven Money Personal Finance Podcast… Andy follows on from last week's well received episode, elaborating on the list of investment items and asset classes and discussing what a "real" investment is.

 Quick Preview of the Podcast:

• Why the journey to financial is (and should be) hard

• What is a "real" investment?

• Seeing investments as stories

• Understanding businesses and bricks as investment strategies

In this episode of the Maven Money Personal Finance Podcast… Andy dives into the world of risk, addressing popular misconceptions, types of risk, and high level take aways to keep you on the path to financial literacy.

Quick Preview of the Podcast:

• Brief market commentary! (Rules are made to be broken)

• The informed and uninformed risk scale

• Overview of the three flavours of risk

• Misconceptions about risk and volatility

In this episode of the Maven Money Personal Finance Podcast… Andy continues his conversation with founder of the blog "The Escape Artist, Barney Whiter.

Quick Preview of the Podcast: 

• A recap on a weekend of excellent sport

• Mortgage debt - to pay or not to pay?

• Managing lifestyle creep

• What your biggest expense should be each month

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by founder of the blog "The Escape Artist, Barney Whiter.

Quick Preview of the Podcast:

• An overview of the blog and why you should be following it

• Recapping the FIRE movement

• The four FIRE pillars

• Tune in next week for part two!

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by Questor editor at The Telegraph, and author of the new book "Your Retirement Salary", Richard Evans.

Quick Preview of the Podcast:

• The death of the final salary pension

• A very generous offer from the government...

• Knowing the role of annuities and when to avoid them

• Understand your retirement options, make an informed decision 

In this episode of the Maven Money Personal Finance Podcast… Andy conducts a short thought experiment to help understand what the stock market actually is. 

Quick Preview of the Podcast:

• Addressing the statement "I don't understand the stock market"

• The reward for taking no action

• A brief recap on lifeboat drills

• How the stock market impacts your everyday life

In this episode of the Maven Money Personal Finance Podcast… Andy throws down the gauntlet and explains the importance of taking action.

Quick Preview of the Podcast:

• Andy's action challenge to you, the listener

• Why your future self should be your biggest expense

• Learning vs behaving

In this episode of the Maven Money Personal Finance Podcast… Andy discusses the slightly left-field but nevertheless important issue of care fees.

Quick Preview of the Podcast:

• A brief intro to Naval Ravikant

• Care income annuities and their benefits

• Plugging the income gap

• Calculating and understanding your care costs

In this episode of the Maven Money Personal Finance Podcast… Andy chats with the author of the excellent book "RESET: How to Restart Your Life and Get F.U. Money", David Sawyer.

 Quick Preview of the Podcast:

• David discusses his unconventional retirement strategies

• What is FU money?

• A brief insight into decluttering

• David's 11 core principles and 12 do's & don'ts

In this episode of the Maven Money Personal Finance Podcast… Andy dives into the world of scams and con tricks. Who is vulnerable? How can you prevent becoming a victim? Tune in for more.

Quick Preview of the Podcast: 

• The different types of scam (with varying degrees of sympathy...)

• Key traits of a scam victim

• Maintaining a skeptical mindset

• Doing what has always worked 

In this episode of the Maven Money Personal Finance Podcast… Andy recalls 88 concise, witty and wise truths from the great mind of David Cain.

Quick Preview of the Podcast:

• Is cheapest or most expensive best?

• The ease of cynicism 

• The person that's as rare as diamonds

• What high quality is worth

In this episode of the Maven Money Personal Finance Podcast… Andy discusses a curious beast... luck. Can you harness it? Should you let it play a role in your life? Tune in for more.

Quick Preview of the Podcast: 

• What are the four types of luck?

• Understanding the role luck plays on your success

• Luck and sieves...

• Why fortune favours the prepared mind

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by Rob Caplan of First Wealth and together they discuss the intriguing topic of fast money.  

Quick Preview of the Podcast:

• What is fast money?

• Social media influencers - pros and cons

• How do you manage lifestyle creep?

• Different types of celebrities and why it matters...

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by the Chartered Financial Planner of the year award winner, Natalie Wright.

Quick Preview of the Podcast:

• How do your finances change as you move to your 30s?

• The importance of automating your savings

• What should you be prioritising at this time of life?

• How to help your future self

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by internationally recognised father of the Life Planning movement, George Kinder.  

Quick Preview of the Podcast:

• Lessons learned in training over 3000 industry professionals

• Why a wandering mind is an unhappy mind

• The power of breath control

• George's famous three questions

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by co-host Marc Hoyland of Clarity Lifestyle Financial Planning. Together they discuss the age old question for serious wealth seekers... property or investment?

Quick Preview of the Podcast:

• Being a mortgage broker during a recession

• "Hidden" house price volatility

• The golden age of property wealth creation

• Two different hypothetical scenarios - which wins?

In this episode of the Maven Money Personal Finance Podcast… Andy reaches a key podcast milestone, the big 100! This week the tables are turned and Andy is in the hotseat being interviewed by the one and only Mrs Maven.

Thank you for tuning into the podcast - here's to the next 100.

Quick Preview of the Podcast:

• "Behind the scenes" - the podcast journey up to now

• A more personal insight into Andy's life and career

• Questions from listeners

• Plans for the podcast moving forward

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by Carl Richards and together they discuss the behaviour gap, and much more...

Quick Preview of the Podcast: 

• What is the behaviour gap?

• Designing a bad investor

• Managing a work / life balance

• Why the cheque book and the calendar never lie…

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by co-host Jimmy Joseph. Together they discuss all things insurance and protection, from the facts and figures to behaviours and mindsets.

Quick Preview of the Podcast: 

• Brief introduction to the hedonic treadmill

• The golden egg vs the golden goose

• Behavioural issues and the protection gap

• More jam (or honey...) = less choice

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by repeat co-host John Ndege to discuss Warren Buffett's annual letter, summarising 2018. 

Quick Preview of the Podcast: 

• The proven track record of Berkshire Hathaway

• Five "groves" of major importance

• The power of compounding interest

• Warren's comments on the state of the economy

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by the first Irish financial adviser on the show, Eoin McGee. Tune in to their wide ranging conversation on Eoin's financial and media backgrounds, plus much more.

Quick Preview of the Podcast:

• Income protection - a matter of life & death

• Eoin's TV show and other media work

• Merging financial planning and entertainment

• Are you more like salt or pepper? 

In this episode of the Maven Money Personal Finance Podcast… Andy discusses what we can learn from a giant in the financial thinking world, Charlie Munger.

Quick Preview of the Podcast:

• A brief note on Occam's razor

• Temporary decline vs permanent loss

• The whole professional achieving "practically nothing"

• Not one, but two Mozart anecdotes.

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by Fiona Sharp and together they discuss divorces - how do they impact your finances and what can be done to ensure an optimal outcome. 

Quick Preview of the Podcast:

• Diffusing "tense" client meetings

• How to minimise the costs of a divorce

• The importance of collaboration and delegation

• Demystifying the complex nature of pensions in divorce

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by returning guest, Sean Banks, and together they discuss the financial adviser's perspective on recessions.

Quick Preview of the Podcast: 

• A brief history of recessions worldwide

• Should you behave differently during a recession?

• Stock market and business cycles compared

• Methods used to try and prevent and recover from recessions

In this episode of the Maven Money Personal Finance Podcast… Andy outlines the financial levers that you can pull in order to get yourself over the financial finish line.

Quick Preview of the Podcast:

• A brief tangent on Jordan Belfort

• Balancing your current and future selves

• Getting over the financial finish line

• Learn which levers you can control, and which you can't 

In this episode of the Maven Money Personal Finance Podcast… Andy flies solo to discuss with you, the dear listener, the habits that can lead to wealth or poverty.

Quick Preview of the Podcast:

• Technological innovation and the human advance

• Skills and habits in a results based economy

• Looking after your "three healths"

• Being nice to your future self

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by repeat guest, Abraham Okusanya. Together they discuss their mutual hero, Jack Bogle, and lessons to be learned from him.

Quick Preview of the Podcast:

• Purpose and impact vs wealth

• Overview of Bogle's 8 basic rules

• Arguing for simplicity and common sense

• Key teachings from the legendary Jack Bogle

In this episode of the Maven Money Personal Finance Podcast… Andy discusses some financial ideas inspired by adviser to financial advisers, Nick Murray.  

Quick Preview of the Podcast:

• Andy's dilemma of the week

• Patience as a superpower

• Why optimism is the only realism

• Don't just do something, stand there! 

In this episode of the Maven Money Personal Finance Podcast… Andy discusses five key financial teachings that you can start actioning immediately.

Quick Preview of the Podcast:

• Understanding the four uses of money

• Being honest with yourself about your good and bad debts

• Why and how to protect against the unknown

• Accessible and inaccessible investments - rules of thumb

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by repeat guest, Jason Butler. Tune in for a wide ranging conversation on personal finance and financial wellbeing. 

Quick Preview of the Podcast:

• Free money and choice paralysis

• Harnessing the grey areas of personal finance

• Knowing your financial fitness

• Key financial insights from "The Angel Investor"

In this episode of the Maven Money Personal Finance Podcast… Andy recaps the year's achievements, and discusses plans to move forward to a successful 2019.

Quick Preview of the Podcast:

• A brief overview of 2018

• Wise words from The Shawshank Redemption

• Limiting the impact of regret

• Giving yourself permission to make 2019 great

In this episode of the Maven Money Personal Finance Podcast… Andy travels back in time to the day he was born and discusses how finances, attitudes, and opinions have shifted since then. 

Quick Preview of the Podcast:

• Pessimism as an illness

• The great Chateau Mouton Rothschild heist...

• Putting progress into perspective

• A journey to the past via the Sunday Times

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by clinical neuropsychologist, professor and executive coach, Moira Somers. 

Quick Preview of the Podcast:

• Treading the line between friend and client

• The curse of knowledge

• What makes advice hard / simple to follow?

• Discussion around "neuro-economics"

In this episode of the Maven Money Personal Finance Podcast… Andy discusses what you should be doing & not doing during a downturn. We're heading for a negative year - be prepared.

Quick Preview of the Podcast:

• How financial advisers come into their own during a downturn

• The fear / greed cycle

• Making statements vs asking questions

• Most common mistakes that you should be avoiding

In this episode of the Maven Money Personal Finance Podcast… Andy addresses the frequently asked question - what is involved in entering his industry as a financial adviser.

Quick Preview of the Podcast:

• What do great financial advisers do?

• Harnessing a contrarian mindset

• Comparing different routes into the industry

• Featuring special guest, Stephen McCallum

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by repeat guest, Daniel Crosby. Together they discuss some of the key topics behind Daniel's new book, and much more.

Quick Preview of the Podcast:

• Knowledge vs meta-knowledge

• Re-emphasising the importance of doing nothing

• The "German town" story...

• Econs, egos, overconfidence, and more

In this episode of the Maven Money Personal Finance Podcast… Andy gives you a sneak peak behind the scenes of his latest Humans Under Management Conference.

Quick Preview of the Podcast:

• Why behaviour should be the focus of a financial adviser

• Learning to spot "lying from the stage"

• A few notes on authenticity

• Key lessons and take aways from hosting a conference

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by Dan Egan, Director of Behavioural Finance and Investing at Betterment. If ever there was the perfect guest...  

Quick Preview of the Podcast:

• What it means to be a Director of Behavioural Finance

• Compounding and why nobody ever expects a zombie invasion...

• The dangers of only sharing successes

• Preventing vs undoing lifestyle creep

In this episode of the Maven Money Personal Finance Podcast… Andy dives into another live pod, recording direct from the Next Gen Financial Planners Conference.

Quick Preview of the Podcast:

• Background behind the conference

• Excerpts from the conference and chats with the speakers

• Money mistakes from fellow financial advisers

• Being the change that you want to see in your industry 

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by Maximilian Rofagha, CEO & Founder of Finimize. Tune in for a fascinating and wide ranging discussion.

Quick Preview of the Podcast: 

• The origins and aspirations of Finimize.

• Why can't smart people make informed financial decisions?

• Cutting through financial jargon.

• "Synthesising substance with simplicity"

In this episode of the Maven Money Personal Finance Podcast… Andy discusses how you should be preparing for the inevitable transitions we all encounter. Change is the only constant.

Quick Preview of the Podcast: 

• The disruption of the 3 stages of life.

• Understanding goals vs transitions.

• Introduction to "the wheel of life".

• Being aware of mirages.

In this episode of the Maven Money Personal Finance Podcast… tune in for something different as Andy shares a thought provoking short story.

In this episode of the Maven Money Personal Finance Podcast… Andy dives into the complex world of debt. Are you living beyond your means? Or want to avoid getting in that situation in the first place? This is the episode for you. 

Quick Preview of the Podcast:

• Understanding and managing credit.

• Manageable vs unmanageable debt.

• Encouraging good money behaviour in children.

• Good debt, bad debt, and good(ish) debt. 

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by Alfie Mullan Eelah of Eelah (http://eelah.co.uk). Tune in for a great conversation with two industry experts.

Quick Preview of the Podcast:

• The four "D" headlines.

• Knowing when to do nothing.

• Types of "sudden wealth" and how they can impact you.

• Celebrating small wins.

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by long term co-host and friend of the show, John Ndege. Together they discuss their favourite leaders, icons, thinkers, and influencers.

Quick Preview of the Podcast:

• What makes someone an influencer?

• The role of risk in disrupting markets.

• Not fearing being unpopular.

• Discussion around the key critical thinkers in business. 

In this episode of the Maven Money Personal Finance Podcast… Having just returned from one himself, Andy discusses holidays and the finances surrounding them.

Quick Preview of the Podcast:

• How the costs of holidays have changed over the years.

• A brief tangent on airport sandwiches.

• The many, many decisions we make every time we go on holiday.

• Andy's top holiday finance tips!

In this episode of the Maven Money Personal Finance Podcast… we take a trip down memory lane to bring you the highlights of the podcast so far. This week we cover the best of the guests.

Quick Preview of the Podcast:

• Interviews from leading men and women in the industry.

• Key takeaways from finance experts.

• A sample of the wide range of topics covered on the show.

• The guests' best bits, enjoy!

In this episode of the Maven Money Personal Finance Podcast… we take a trip down memory lane to bring you the highlights of the podcast so far. This week we cover the best of Andy.

Quick Preview of the Podcast:

• Competition winner announced!

• Andy's upcoming holiday.

• A sample of the wide range of topics covered on the show.

• Andy's best bits, enjoy!

In this episode of the Maven Money Personal Finance Podcast… Andy speaks with fellow financial adviser, Warren Shute. Tune in for great inside insights - Clear your debts, secure your tomorrow and live for today.

Quick Preview of the Podcast:

• Pursuing your own goals, not someone else's.

• How are you using your "snowball"?

• Revisiting finance and fitness.

• Balancing "future people" and "now people".

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by repeat co-host and brother from another mother, Abraham Okusanya.

Quick Preview of the Podcast:

• What is multi asset investing?

• Key findings of the "Dysfunctional Families" report.

• Understanding the "no brainer" approach.

• A prize for a lucky listener!

In this episode of the Maven Money Personal Finance Podcast… Andy speaks with a specialist in behavioural economics, an accomplished speaker, and a trainer of decision-makers, Herman Brodie.

Quick Preview of the Podcast:

• The science behind winning and keeping clients.

• Asset management - marketing or performance?

• The relationship between values and trust.

• Understanding warmth and competence.

In this episode of the Maven Money Personal Finance Podcast… Andy addresses your worst fear - the stock market crash. Find out what you need to know to prepare for the inevitable.

Quick Preview of the Podcast:

• Are you a Sarah A or Sarah B?

• Never listen to Uncle Jack.

• Who is impacted most by a stock market crash? 

• Understanding the difference between volatility and risk.

In this episode of the Maven Money Personal Finance Podcast… Andy takes a trip down memory lane. Prepare for a dose of nostalgia as you hear Andy's key money memories, and lessons learnt.

Quick Preview of the Podcast:

• What is the price of (good) advice?

• Passion & Purpose vs Payment.

• Hand written notes and "being human".

• The importance of making your mistakes early.

In this episode of the Maven Money Personal Finance Podcast… Andy harnesses his inner petrol-head to discuss Car Ownership. Should you buy or lease? Tune in for more.

Quick Preview of the Podcast:

• A brief recollection of Andy's car history.

• Lease costs vs car depreciation.

• Andy tries to convince himself to get a Tesla.

• Brand new vs second hand.

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by "The Podfather" Pete Matthew. Together they give you a peak behind the curtain as to what goes into producing a weekly personal finance podcast.

Quick Preview of the Podcast:

• Why start a podcast?

• Keeping on top of a weekly schedule.

• How do you prepare for a guest interview?

• How to keep inspired and motivated in your creative endeavours.

In this episode of the Maven Money Personal Finance Podcast… Andy discusses all too common mistakes, financial and otherwise, in attitudes and behaviours.

Quick Preview of the Podcast:

• The role of serendipity in life.

• Are you a simplifier or a complexifier?

• Why wealth creation is a get rich slow scheme.

• Knowing the difference between information and wisdom.

In this episode of the Maven Money Personal Finance Podcast… Andy speaks with Michael Vogiatzis from Foxy Money. They have a wide ranging conversation on a whole host of fascinating topics. Don't miss out.

Quick Preview of the Podcast:

• How close are you to your financial independence day?

• Controlling your income through diversification.

• Coding and the key skills of the future.

• The benefits of life hacking.

In this episode of the Maven Money Personal Finance Podcast… Andy discusses fads, phases, trends, and much more. Is there a shortcut to wealth creation?

Quick Preview of the Podcast:

• Andy's Crystal Maze antics.

• Circles of competence and confidence.

• Recap on the three ways to create wealth.

• What's working now? Where to focus your capital.

In this episode of the Maven Money Personal Finance Podcast… Andy discusses biases 16 - 30 in part two of cognitive biases. Understand and rid yourself of your destructive behaviours.

Quick Preview of the Podcast:

• A recap - investor behaviour vs investment performance.

• Paralysis by analysis and many other harmful attitudes.

• The challenges we humans face when making decisions.

• Cognitive Biases 16 - 30.

In this episode of the Maven Money Personal Finance Podcast… Andy discusses the "brain shortcuts" that are cognitive biases. How do you spot them? What do you do once you have? Tune in to find out.

Quick Preview of the Podcast:

• Answering listener questions - your chance to get in touch!

• The irony behind wisdom.

• Knowing your biases - the three stages of learning.

• Cognitive Biases 1 - 15

In this episode of the Maven Money Personal Finance Podcast… Andy tackles the big question. Just how much should you be investing? Is there a one size fits all answer? Tune in to find out.

Quick Preview of the Podcast:

• Summary of Andy's recent conference in Dublin.

• Saving vs Investing - know the difference.

• Is there a universal ideal % investment?

• Where should you allocate the capital you are investing?

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by co-host, Nina O'Neal, a financial adviser in the US. Tune in to their wide ranging discussion on the role of relationships in finance.

Quick Preview of the Podcast:

• How to structure your bank accounts when in a relationship.

• Communicating effectively with your partner about finances.

• How does your relationship impact your credit rating?

• Female breadwinners and how gender stereotypes have shifted over time. 

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by Catherine Morgan, founder and director of The Money Panel.

Quick Preview of the Podcast:

• Women working together in financial services.

• Taking the leap from employed to self-employed.

• Aligning your money with your values.

• Will you end up with one marshmallow or two?

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by Sarah Fallaw, the president of Datapoints. Enjoy the discussion around some fascinating research.

Quick Preview of the Podcast:

• The psychology behind risk.

• Surrounding yourself with the right people.

• What does the research say about behavioural finance?

• "Shoves" coming to a book store near you... maybe.

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by Iona Bain, founder of the young money blog. Tune in for a wide ranging conversation on next generation thinking in the financial world.

Quick Preview of the Podcast:

• Is financial education worthwhile?

• How has the consumer landscape changed over generations?

• Social media and social privacy.

• Unravelling the top concerns of the younger generations.

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by repeat co-host, Abraham Okusanya. Together they discuss the topics surrounding Abraham's new book - Beyond the 4% Rule: The Science of retirement portfolios that last a lifetime.

Quick Preview of the Podcast:

• Respecting longevity in your retirement plans.
• Defend against the thief that keeps on taking.
• Understanding your spending patterns during retirement.
• A brief and wise interjection from Grand Master Yoda.

In this episode of the Maven Money Personal Finance Podcast… join us for a special 50th episode! Andy is joined by Rob Caplan where they discuss fitness, finance, and similarities between the two.

Quick Preview of the Podcast:

• Interview with Rob Caplan from First Wealth.
• Common ground between two seemingly disparate worlds.
• Andy's first TRX experience.
• Special cameo by a ham and cheese omelette.

In this episode of the Maven Money Personal Finance Podcast… Andy talks you through the fees you can expect from a financial adviser.

Make sure you understand what you are paying for and how to spot "red flags" in fee agreements.

Quick Preview of the Podcast:

• Asking and answering "expensive questions".
• Understanding fees as an investment, not a cost.
• Is there such a thing as a universal "fair fee"?
• Spotting and avoiding red flags.

In this episode of the Maven Money Personal Finance Podcast… Andy discusses the most commonly seen, real life, financial mistakes. Tune in to make sure you avoid common pitfalls. 

Quick Preview of the Podcast:

• Saving money on your mortgage without switching lenders.
• The importance of investing in yourself.
• Why perfection is a pointless pursuit.
• Making your asset classes work for you.

In this episode of the Maven Money Personal Finance Podcast… Andy goes nautical and discusses the safeguards you should have in place with your investments and finances. 

Quick Preview of the Podcast:

• The four types of investors
• What is the admission price to long term wealth?
• The antidote to the four most dangerous words.
• The role of temporary declining markets in investment.

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by co-host, Sean Banks. They discuss habits of the media, the role it plays on society, and much more.

Quick Preview of the Podcast:

• Viewing media as entertainment.
• Does the stock market = the economy?
• The psychology of good news vs bad news.
• Maintaining perspective when consuming media.

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by Marketing Manager at ClearScore, Sam Diamond. Make sure you know what does & doesn't impact your score!

Quick Preview of the Podcast:

• What is a credit score and why should you care?
• Common credit myths busted. 
• Credit hacks to boost your rating.
• How rating systems have changed over the years. 

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by repeat co-host, John Ndege. They discuss in more detail a concept coined back in episode 007... breakout income.

Quick Preview of the Podcast:

• A brief recap on what breakout income is.
• Should your main focus be on your income or your expenses?
• Should you join the extreme frugality movement? 
• A brief but crucial tangent on Andy's distain for Tesco sandwiches.

In this episode of the Maven Money Personal Finance Podcast… Andy discusses the role of a financial adviser and busts some common misconceptions on the value that they can / can't add.

Quick Preview of the Podcast:

• The differences between great advisers and average advisers.
• Myth busting - predictions are pointless!
• Why great advisers put their money where their mouth is.
• Be clear on the value an IFA can bring.

In this episode of the Maven Money Personal Finance Podcast… Andy discusses what makes a great adviser, and why their attributes can sometimes be mistaken for weaknesses.

Quick Preview of the Podcast:

• Why is money like a bar of soap?
• Confusing a lack of concern with a lack of competency.
• Prioritising the past, present, and future.
• The power of humility.

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by Nick Lincoln, fellow Financial Adviser and founder of Values to Vision.

Quick Preview of the Podcast:

• Topical discussion on the media and the state of the markets.
• Riding out short term volatility.
• Common mistakes and investing without a plan. 
• What swans and financial advisers have in common...

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by Carl Reader, serial entrepreneur, and resident business advisor at the Daily Express website.

Quick Preview of the Podcast:

• The role of academic skills in business. 
• What is the mindset of a successful business person?
• How and why you should become unemployable!
• Managing the highs and lows of business.

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by Greg Davies, a globally recognised expert in applied decision science and behavioural finance.

Quick Preview of the Podcast:

• Deep dive into Andy's #1 hot topic - cognitive biases.
• How can we move towards being rational beings?
• Practical actions to understand the complexities of personal finance.
• Minimising the gap between the comfortable decision and the right decision.

In this episode of the Maven Money Personal Finance Podcast… Andy discusses one of the beasts of the cognitive bias world... the framing effect. 

Be aware of how you frame the world to people and how it’s being framed to you.

Quick Preview of the Podcast:

• Can you spot positive and negative framing?
• Getting drawn into "the numbers game".
• How susceptible are you to choice architecture?
• How cognitive biases impact our behaviour.

In this episode of the Maven Money Personal Finance Podcast… Andy discusses his 10 principles of investing, and explains why your financial adviser needs their own principles, too.

Quick Preview of the Podcast:

• What is the biggest threat to your investment?
• Investment returns vs Investor behaviour.
• Should you trust the modern media?
• Why investment pessimism is rarely rewarded.

In this episode of the Maven Money Personal Finance Podcast… Andy discusses the most important things you need to know to prepare for your retirement.

Retirement in modern society has changed, so make sure you are prepared!

Quick Preview of the Podcast:

• When is your financial independence day going to be?
• Why the last years of work hold the most impact.
• Understanding your savings stage vs your spending stage.
• The emotional, financial, and practical aspects of retirement. 

In this episode of the Maven Money Personal Finance Podcast… Andy releases the final new show of the year on a juicy topic - GOALS.

What different types of goal should you be aiming for in 2018 and how do you go about reaching them?

Quick Preview of the Podcast:

• The Top 5 Regrets of the dying and how to avoid them.
• Does it matter what billionaires do before breakfast?
• Achieving a goal vs a permanent change.
• Goal systems you should be aware of.

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by Financial Planner and Certified Money Coach, Hayley Tink.

Quick Preview of the Podcast:

• Why our brains are not well suited to dealing with money.
• How does childhood influence our future behaviours?
• Hayley's top money habits.
• How can parents help their children go on to make sound financial decisions?

In this episode of the Maven Money Personal Finance Podcast… Andy discusses lifestyle creep or, as it is more commonly known, "keeping up with the Joneses".

Quick Preview of the Podcast:

• The two elements of lifestyle creep.
• How does "Parkinson's Law" apply to personal finance?
• The good and bad sides of the creep.
• The "best" time in your life to go broke!

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by podcast royalty... Pete Matthew of Meaningful Money.

Quick Preview of the Podcast:

• Andy and Pete discuss what they have learned from podcasting.
• With great wealth comes great responsibility...
• The three key things most people should be doing when it comes to financial planning.
• The importance of practicing what you preach! 

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by co-host John Ndege. They discuss the often harder to quantify, but equally important, non financial investments.

Quick Preview of the Podcast:

• How do we go about measuring the value of non financial investments?
• Brief interjection from a special (uninvited) guest, Alexa.
• How are you prioritising your time?
• The number 1 non financial investment that Andy & John both agree on.

In this episode of the Maven Money Personal Finance Podcast… Andy tries something a little different and enters the world of narrative podcasting.

Live audio from the PFS Conference 2017 packed with fascinating guests and interviews.

Quick Preview of the Podcast:

• What's the one money tip? We ask fellow financial experts
• How the image of the financial world is changing
• What's on the horizon - interviews with several financial professionals
• Key takeaways from the festival of financial planning

In this episode of the Maven Money Personal Finance Podcast… Andy discusses his favourite resources to help you on your investment journey.

Quick Preview of the Podcast:

• The four things to consider when managing your savings
• Are the best investors really dead?
• The dangers of trying to outsmart the market
• Why laziness is a positive attribute to demonstrate

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by Sam Sloma from Engage Financial Services.

Listen in on a great conversation on a journey from football to finance.

Quick Preview of the Podcast:

• What are the differences in working for younger / older clients?
• How does a football background inform a career in finance?
• Making the jump to set up your own business.
• Key insights from Sam Sloma - ex footballer and all round financial guru. 

In this episode of the Maven Money Personal Finance Podcast… Andy discusses the importance of proper spending management.

Spend your way to wealth and don't misbehave your way to poverty!

Quick Preview of the Podcast:

• The four categories of spending you should be aware of
• The role of human behaviour and psychology in spending
• Are you managing your spending efficiently?
• Money - what stories are you telling yourself?

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by Dr Daniel Crosby, specialist in financial planning and asset management.

Andy and Daniel discuss a number of fascinating topics including... 

Quick Preview of the Podcast:

• The psychology behind behaving your way to wealth
• Daniel's 10 Laws of Wealth
• The dangers of over-confidence and accepting your "mediocrity"
• Are humans rational beings?

In this episode of the Maven Money Personal Finance Podcast… John Ndege makes his third appearance, and in this episode, we discussed our favourite films, documentaries and TV series about money and business. It was a challenge for both of us, and as John said, films are designed to be entertaining, but rarely insightful or instructive, so picking a top five needed a bit of thought.

Quick Preview of the Podcast:

• Overview of some well known film / TV classics, as well as many you may not have heard of.
• Are there real lessons we can learn from fictional film / TV?
• Some of the most fascinating and informative documentaries out there.
• Insights from Co-Host, John Ndege, returning for his 3rd appearance on the podcast.

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by Co-Host Jasmine Birtles to discuss the emotive topic of the recent Uber ban.

Quick Preview of the Podcast:

• The role of the Uber disruption on the London market.
• Why Uber's license is not being renewed, and public reaction.
• Black Cab vs Uber discussion.
• Insights from Co-Host, Jasmine Birtles, financial journalist and TV presenter.

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by Co-Host Abraham Okusanya to discuss the big question - should you overpay your mortgage?

Quick Preview of the Podcast:

• How to most effectively allocate your resources
• The financial vs emotional aspects of this question
• Is it a no brainer to pay your mortgage off?
• Passionate and opinionated insights from two experts in the field.

In this episode of the Maven Money Personal Finance Podcast… Andy discusses the impact of setting up your own business on your financial plan. 

Quick Preview of the Podcast:

• Pros and cons of being employed / self-employed
• Sole Traders vs Limited Companies.
• Tax and pension implications of each option.
• One amazing hidden benefit you should be utilising as the director of a limited company.

In this episode of the Maven Money Personal Finance Podcast… Andy interviews financial well-being expert, Jason Butler.

A fascinating interview with valuable take aways from Jason and Andy.

Quick Preview of the Podcast:

• Are you "squeezing your orange" enough?
• Jason's process of writing his latest book.
• Are you a drain or a radiator?
• Jason's biggest take away having worked with people and money for 25 years.

In this episode of the Maven Money Personal Finance Podcast… Andy interviews Ramin Nasika from PensionCraft.

Quick Preview of the Podcast:

• How should you split capital across asset classes?
• The difference between skill and luck in investment
• Should you use robo-funds?
• Expert insights on how to invest from Andy and Ramin

In this episode of the Maven Money Personal Finance Podcast… Andy interviews the founder of Ember Regis Group, Robin Powell. 

Quick Preview of the Podcast:

• Why evidence is important when it comes to investing
• What is the difference between active and passive investing?
• What role does the media play on personal finance?
• Incredible insights from a true industry expert

In this episode of the Maven Money Personal Finance Podcast… Andy talks about "the guy who everybody quotes, but few people follow" - Warren Buffett.

Quick Preview of the Podcast:

• What you can learn from Buffett's unconventional approach
• Why is this mighty man so important?
• How can you apply his teachings to your own life?
• Key take aways from the world's most successful investor.

In this episode of the Maven Money Personal Finance Podcast… Andy talks about "the guy who everybody quotes, but few people follow" - Warren Buffett.

Quick Preview of the Podcast:

• What you can learn from Buffett's unconventional approach
• Why is this mighty man so important?
• How can you apply his teachings to your own life?
• Key take aways from the world's most successful investor.

In this episode of the Maven Money Personal Finance Podcast… Andy goes on a deep dive down to the world of investment tax wrappers.

A 30 minute listen that will reward you for the next 30 years.

Quick Preview of the Podcast:

• High level overviews as well as more technical insights
• What is the difference between on / off shore bonds?
• What you need to know regarding pensions, ISAs, and more
• Are you utilising general investment accounts?

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by fellow prolific reader, John Ndege.

Tune in as they discuss the books YOU need to be reading.

Quick Preview of the Podcast:

• What insights are to be gained from books like these?
• Discussion around different authors' attitudes to wealth creation
• Andy & Johns #1 book recommendation
• 10+ incredible reads for you to take away

In this episode of the Maven Money Personal Finance Podcast… the tables are turned and the Maven Adviser is interviewed by Pete Matthew, host of The Meaningful Money Podcast.

Quick Preview of the Podcast:

• How Andy's firm, Maven Adviser, came about
• What is a perfect financial planning process?
• Financial advice vs financial planning
• Fascinating insights from these two industry experts!

In this episode of the Maven Money Personal Finance Podcast… Andy Hart covers a broad range of questions, queries, and concerns regarding mortgages. 

Learn the tricks and avoid the pitfalls in this insightful episode.

Quick Preview of the Podcast:

• What is good debt vs bad debt?
• The different types of mortgages
• What do mortgages lenders look at when considering an applicant / property?
• Build your understanding on mortgages from the ground up

In this episode of the Maven Money Personal Finance Podcast… Andy Hart dives into the huge topic of the stock market.

Andy guides you through what you need to know, and what you don't, with supporting resources for you to check out yourself.

Quick Preview of the Podcast:

• Extracting the crucial elements of the stock market
• Should you listen to market commentary?
• Identifying the difference between the short, medium, and long term
• Build a foundation of understanding on the stock market and why it matters

In this episode of the Maven Money Personal Finance Podcast… Andy Hart outlines how lucrative Entrepreneurs' relief can be and why you should know about it.

Andy discusses the history of the relief and how it could apply to you.

Quick Preview of the Podcast:

• What is entrepreneurs' relief?
• How can you take advantage of it?
• Do your business assets qualify?
• High level take aways on this lucrative subject

In this episode of the Maven Money Personal Finance Podcast… Andy Hart gives a high level overview of the key elements of human insurance.

Although it's not the sexiest subject... these are absolutely things you need to know.

Quick Preview of the Podcast:

• How and when to set up insurance.
• The three main types of human insurance.
• Simplifying the complex key points around insurance, step by step.
• What is income protection and why do you need it?

In this episode of the Maven Money Personal Finance Podcast… Andy Hart interviews John Ndege from Pocket Risk.

Andy and John cover a wide range of fascinating topics in this great interview.

Quick Preview of the Podcast:

• What is your goal when building a financial plan?
• What role does risk play in achieving that goal?
• How to stay on track and stick to the plan.
• John's biggest take away from Pocket Risk.

In this episode of the Maven Money Personal Finance Podcast… Andy Hart explains the different types of income streams and why they are important.

This episode outlines the income streams you can receive, tax conditions on these, and explains the perfect setup to increase your wealth.

Quick Preview of the Podcast:

• What are the income streams you should be aware of?
• Understand the tax implications of different types of income
• Learn about breakout income
• Set up your income streams to maximise your wealth and happiness

In this episode of the Maven Money Personal Finance Podcast… Andy Hart discusses the key difference between these three commonly intertwined terms.

This episode outlines what it means to be saving, investing, or speculating and importance of distinguishing between these.

Quick Preview of the Podcast:

• Why you should care about an emergency fund?
• When should you be saving, investing, or speculating?
• Understanding volatility and why it is important
• How to deal with and prepare for the unknowns

In this episode of the Maven Money Personal Finance Podcast… Andy Hart helps you understand where you are in your financial journey.

Get your financial house in order with Andy’s top take aways.

Quick Preview of the Podcast:

• The three life stages you should be aware of
• Which stage are you at on your journey?
• How can you get to the stage you want to be at?
• What goals should you be working towards at different stages of your wealth creation